Business Insurance

  • Bespoke packages for peace of mind
Business Insurance

Save up to 10% on your business insurance.

Fire, flood or unexpected litigation could cause your business to stop trading, impacting on your cash flow, employees and customers.

No matter your size or type, getting your business insurance right can be the difference between successful recovery from unforeseen circumstances and serious financial distress.

And because every business is different, we tailor bespoke insurance packages to precisely meet your unique needs.

Types of business insurance

Contractor insurance
Designed to support single or multi-project contracts, commercial and residential and projects and covering everything from employers and public liability to plant, tools, stock and equipment.

Cyber Insurance
This covers everything from malicious hacks, security mistakes and losses not covered by standard commercial insurance.

Fleet Insurance
For 3 or more cars, HGVs or specialist vehicles, giving one contract renewal date and flexible cover for multiple drivers.

Motor Trade
Our tailored insurance covers specific protection for any business buying, selling or repairing vehicles, such as car salesrooms, service and repair garages.

Professional Indemnity
Bespoke cover for businesses offering professional advice or service, such as financial advisers, accountants and architects.

Property Owners
Cover for single or multiple property portfolios, including commercial, residential or mixed portfolios. The cover protects your occupied and unoccupied buildings as well as the property owner’s liability and legal expenses.

Offices, Retail and Hospitality
Bespoke cover and can include business contents, computer equipment, business interruption and public and employers’ liability.

Individual and Unique Businesses
We assess your individual requirements and create a cover that fits your special, unique requirements.

The business insurance process

Data Collection
Our consultant visits your business or performs a telephone consultation and takes either a copy of your renewal quote or your schedule of cover. We also need to know whether any aspects of your business have changed since your last renewal or quote.

Market Appraisal
Our trusted supply partner use your data to conduct a marketplace review assessing your specific needs against insurance providers and using Meercat’s buying power, they obtain a bespoke policy and price for you.

Cost Saving Report
Benchmarked against your current cover notice, you are shown the prices and savings available to you, along with recommendations on the cheapest or best value cover available.

Contract Tracking and Renewal
We track the lifetime of your policy and when it’s time for renewal, we will carry out a fresh review.